Buying, selling, or retiring in SW FL goes better when you check things in order
Waterfront or off water home or condo. HOA, yes or no? Full-time home or seasonal? A few of the choices when buying in Cape Coral, Fort Myers or Punta Gorda. Other considerations; flood zones, insurance and taxes. All of the above are part of the decision-making process when comparing properties. I’m Julie Kubic, a Florida real estate agent. I live in Cape Coral, and I guide buyers and sellers through the steps of the buying and selling process.
What clients say about working with Julie
2nd property that Julie has helped us purchase! Very knowledgeable about the Cape and every possible issue that comes with Cape life.
Ms. Julie Kubic not only provided outstanding professional and successful support during the sale of my house in Cape Coral, but she was also always involved in all matters concerning the official and notary procedures.
Julie was instrumental in my retirement move to Florida. She provided guidance in the process of selling a home in MA as well as finding me my home in FL. She was there every step of the way.
We recently sold our home in NW Cape Coral Florida. It was a very unusual time in the market. Julie Kubic made the experience easy. She gave professional advice when the market was changing.
Julie helped us find a great lot and builder and she helped us every step of the way, even coming with us to help us pick out flooring, lighting, etc. for our beautiful new home.
Julie was a pleasure to work with very professional and knowledgeable on what going on in the real estate market. I would highly recommend her to anyone looking to sell or purchase a home.
Julie is up to date on market trends and knows what sells. She was personally involved in every showing of my property and provided timely feedback.
Julie is competent on a highest level mixed with a wonderful honestly person.
Julie was patient, kind, compassionate and worked very hard to find what we were looking for.
Since we live abroad it has been very important for us to have a real estate professional to rely on, this we found in Julie.
2nd property that Julie has helped us purchase! Very knowledgeable about the Cape and every possible issue that comes with Cape life.
Ms. Julie Kubic not only provided outstanding professional and successful support during the sale of my house in Cape Coral, but she was also always involved in all matters concerning the official and notary procedures.
Julie was instrumental in my retirement move to Florida. She provided guidance in the process of selling a home in MA as well as finding me my home in FL. She was there every step of the way.
We recently sold our home in NW Cape Coral Florida. It was a very unusual time in the market. Julie Kubic made the experience easy. She gave professional advice when the market was changing.
Julie helped us find a great lot and builder and she helped us every step of the way, even coming with us to help us pick out flooring, lighting, etc. for our beautiful new home.
Julie was a pleasure to work with very professional and knowledgeable on what going on in the real estate market. I would highly recommend her to anyone looking to sell or purchase a home.
Julie is up to date on market trends and knows what sells. She was personally involved in every showing of my property and provided timely feedback.
Julie is competent on a highest level mixed with a wonderful honestly person.
Julie was patient, kind, compassionate and worked very hard to find what we were looking for.
Since we live abroad it has been very important for us to have a real estate professional to rely on, this we found in Julie.
2nd property that Julie has helped us purchase! Very knowledgeable about the Cape and every possible issue that comes with Cape life.
Ms. Julie Kubic not only provided outstanding professional and successful support during the sale of my house in Cape Coral, but she was also always involved in all matters concerning the official and notary procedures.
Julie was instrumental in my retirement move to Florida. She provided guidance in the process of selling a home in MA as well as finding me my home in FL. She was there every step of the way.
We recently sold our home in NW Cape Coral Florida. It was a very unusual time in the market. Julie Kubic made the experience easy. She gave professional advice when the market was changing.
Julie helped us find a great lot and builder and she helped us every step of the way, even coming with us to help us pick out flooring, lighting, etc. for our beautiful new home.
Julie was a pleasure to work with very professional and knowledgeable on what going on in the real estate market. I would highly recommend her to anyone looking to sell or purchase a home.
Julie is up to date on market trends and knows what sells. She was personally involved in every showing of my property and provided timely feedback.
Julie is competent on a highest level mixed with a wonderful honestly person.
Julie was patient, kind, compassionate and worked very hard to find what we were looking for.
Since we live abroad it has been very important for us to have a real estate professional to rely on, this we found in Julie.
What to sort out before you buy or sell in Cape Coral, Fort Myers and Punta Gorda
Across Cape Coral, Fort Myers and Punta Gorda, water access, insurance, and condition can matter as much as the house itself. These six cards cover insurance before the offer, waterfront listing terms, where in the city to start, pool homes, reading the market, and moving here from up north. Each answer is a way to decide, not a verdict on which part of the city wins.
Why should I get a homeowner’s insurance quote before I make an offer in SW Florida?
In SW Florida, insurance can shape what a home really costs you, so talk with a licensed insurance agent early and use what you learn to shape your offer. Share the property’s details with the agent and ask what affects coverage. I treat insurance as step one, not an afterthought. Coverage and costs change. Confirm them with a licensed insurance agent.
What is the difference between gulf access, direct access, and other waterfront listings?
Gulf access usually means a canal route to open water, and direct access usually means a route without fixed bridges, but you should verify the actual route for each property. Confirm the route to open water, any bridges or restrictions, and the condition of the dock and seawall. The city, a marine professional, or a survey gives the official answer. Routes and conditions change. Confirm them with the city and a marine professional.
How do I decide which part of a city to start my search when looking for property in SW FL?
Set your own priorities first, such as water or not, condo or single-family, a pool, and your budget, then use the map to narrow the search by area. This page does not describe who lives where. Inventory changes. Confirm any property with a current listing record and your own visit.
What should I check on a pool home before I buy it?
Ask about the age and condition of the pool, the enclosure, and the equipment, and how the pool affects insurance and upkeep. Plan an inspection by a licensed inspector. Condition is specific to each home. Confirm it with a licensed inspector.
What do inventory, days on market, and price cuts tell me right now?
Together they show how much choice buyers have and how quickly homes are moving, but only when the figures are dated and compared over time. I share market snapshots that break these measures down. Market figures change monthly. Confirm current, dated numbers before relying on them.
I’m moving to SW Florida from the Midwest or farther north. What should I sort out before I start looking?
Visit in more than one season, decide on water or not, get insurance input early, and choose full-time or seasonal use before you shortlist homes. I made the move from Minnesota myself, so I know the questions people bring. I offer the knowledge and resources to answer questions about Homestead exemptions, taxes, flood and homeowner’s insurance.
Recent properties associated with Julie Kubic
Properties associated with Julie Kubic in Cape Coral. Availability, price, and status change, so confirm current details with Julie or a current listing portal before you plan a showing.
Sold
$635,000
1229 El Dorado Pkwy E, Cape Coral, FL 33904
Sold
$880,000
3939 SW 27th Ct, Cape Coral, FL 33914
Sold
$585,000
1016 NW 36th Ave, Cape Coral, FL 33993
Sold
$420,000
206 SE 37th Ter, Cape Coral, FL 33904
This guide is for waterfront buyers and sellers, people retiring to SW Florida, and SW Florida home sellers. It helps you line up insurance, check water access and pool homes, read the market, and plan a move in the right order. Use it to build a question list. It does not pick a winning area, predict prices, or promise results.
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Ten short sections on what to check before you buy, sell, or retire in Cape Coral. No spam, and you can ask Julie a question any time.Step-by-step help buying, selling, and retiring in SW FL
Buying on the water, retiring here from up north, or selling a home all go better when you check things in the right order. I live in Cape Coral and my recent sales include SE, NE, SW and NW Cape Coral, and I focus on helping you with each step in the buying or selling process. I am a licensed Florida real estate agent with Starlink Realty, Inc. My brokerage’s office is located in Fort Myers, and my work centers in the areas of Cape Coral, Fort Myers and Punta Gorda. I moved to Cape Coral from Minnesota 25 years ago. I come from a computer and database background, and along with my contractor husband, we built and remodeled homes in both Cape Coral and Minnesota. That shapes how I organize information, read the market, and look at condition and upgrades. Beyond Cape Coral, I can be a source of local information for many of the surrounding areas. Let me share my love of the SW FL lifestyle with you.
Who is Julie Kubic?
Julie is a Florida real estate agent with Starlink Realty. Julie has been living in SW Florida for 25 years and selling real estate for 23, she is familiar with the SW Florida market and works with buyers, sellers and relocation clients.
What areas does Julie Kubic serve?
Julie serves Cape Coral, Fort Myers, Punta Gorda and surrounding areas such as, Estero, Bonita Springs and Naples.
What type of clients does Julie work with?
Julie helps home buyers, home sellers, retirees, families, military and investors. Whether it’s waterfront homes, off water homes, condos, new construction or luxury homes. With 23 years assisting sellers and buyers in the SW Florida real estate market, Julie has the experience to help you achieve your real estate goals.
Which real estate brokerage is Julie Kubic with?
Julie Kubic is with Starlink Realty, Inc., whose office is in Fort Myers. Julie is a Florida real estate agent with that brokerage.
What type of homes does Julie Kubic list and sell?
Julie Kubic has experience with waterfront and off water single-family homes, condos and land. It’s important to understand the variety of waterfront, both gulf access and freshwater that is available. Each is its own ecosystem and offers different boating access. Freshwater canal homes and condos do not have access to the Gulf but offer boating within that system. When deciding on a listing agent or buyer’s agent, it’s important to have someone knowledgeable of the unique lifestyles offered in Coral, Fort Myers and Punta Gorda. Julie Kubic offers that knowledge and experience.
How can you contact Julie Kubic?
You can reach Julie Kubic by phone at (239) 849-9190 or by email at jjkubic@embarqmail.com.
Questions to ask before you buy, sell, or retire in Cape Coral
Nine articles in three groups: Waterfront Homes, Retiring Here, and Home Sellers. Each one answers a real Cape Coral question in plain language and names who confirms the facts.
What people ask before they get started
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